Category Archives: International Travel Insurance

Travel Health: Useful Medical Information For Good Health Be

The diseases most commonly seen in travellers are diarrhoea, malaria (if you travel in a malaria-infested area), accidents (when travelling by automobile or swimming), wound infections and sexually transmitted diseases.

– Diarrhoea is caused by contaminated food and drinking-water. You must therefore be careful if your are travelling in poor hygiene conditions.

– In order to prevent accidents during travelling, it’s wise to apply the same precautions as those taken at home. In addition, it’s very important that all wounds should be thoroughly disinfected in order to avoid infection.

– Malaria is transmitted by mosquitoes, so the first thing to do is to protect yourself against these mosquitoes.

TRAVELLER’S DIARRHOEA

Many intestinal infections are attributable to infections picked up by mouth or hands. With a little care most of these illnesses can be prevented. Hepatitis A, typhoid fever, polio and cholera still occur in countries with poor hygiene, but these diseases are easily prevented.

However, the chance is large that you will still contract a light and/or nondangerous form of traveller’s diarrhoea. Traveller’s diarrhoea always spontaneously clears up after a few days, but can nevertheless be irritating. And a risk to your overall and travel health.

In the first place measures must be taken against dehydration. Likewise, treatment of the symptoms must be considered in order to reduce the number of bowel movements and relieve other symptoms such as fever, vomiting and stomach cramps. Sometimes a more serious form of diarrhoea occurs, for which specific treatment with antibiotics is indicated or where hospitalisation or fluid replacement appears unavoidable.

– raw vegetables and fruits that you’ve not peeled yourself
– uncooked or unpasteurized dairy products
– insufficiently cooked sea foods (+ Hepatitis A !) and meat
– “local meals” which do not smell fresh
– ice-cream bought from street merchants (industrial ice straight from the deep-freeze is probably safe).

It takes only a few basic preventive measures to make your trip a success : Total prevention of traveller’s diarrhoea is impossible and it’s obvious that preventive measures can never be strictly followed at all times. But following preventive measures do significantly reduce the risk of contracting serious diarrhoea: In order to maintain nice travel health wash your hands before eating and avoid (if possible):

it’s very important to disinfect drinking-water on adventure trips. Total sterilisation of drinking water is impossible. The following measures considerably reduce the contamination risk and safeguard your travel health:

Cooked meals should be served hot. The place where you eat is also important. A meal taken from a stall presents a greater risk than a meal taken in a restaurant. Avoid restaurants where there’s a lot of insects.
Avoid tap water and ice-cubes. Bottled water and soft drinks are safe. Watch out for bottle caps that have already been used.

– Boiling the water is very effective.
– A nice alternative is chemical disinfection with chlorine drops (e.g. Hadex?, Drinkwell chloor?; available in sport shops specialized in outdoor activities) or chlorine tablets (Certisil Combina?; chloramine tablets; available at the pharmacy). Their effect can be improved by first filtering unclear water. Silver salts (Micropur?, Certisil Argento?) are not very suitable to disinfect water, but they keep disinfected water germ-free for a long time.

For adventurous travellers conscious to travel health it’s best to buy a portable water-filter. The use of antibiotics in order to prevent diarrhoea before it occurs can be dangerous + Also the use of other preventive medications is not recommended.

. How to treat diarrhoea?

it’s very important to consume sufficient liquid and salt in order to prevent dehydration. You can do this by taking salt solutions, but tea with lemon, broth, soft drinks and fruit juice, supplemented with salt crackers are tastier. Commercial salt products are available on the market (ORS-solution).

Antibiotics are indicated :

Taking an anti-diarrhoea preparation (loperamide, e.g. Imodium?) can greatly reduce the number of bowel movements, with a considerable reduction of the complaints as a result. Imodium? may only be used by adults and older children and only for treating ordinary watery diarrhoea: 1 capsule after every loose movement up to a maximum of 4 per day.

1. If blood, mucus or pus are present in the stools.
2. If after 24 to 48 hours, there is no sign of improvement and the diarrhoea is accompanied by fever (above 38.5 C) or severe abdominal cramps, or if there’s over six stools per 24 hours and when these also occur at night.
3. Or if because of travel circumstances a quicker solution is absolutely desirable . Appropriate antibiotics are only to be used on doctor’s prescription

SEXUALLY TRANSMITTED DISEASES

Casual sexual contacts tend to be higher while on holiday abroad. Sexually transmitted diseases, particularly AIDS, form therefore an important risk for travellers. often unintentional and unsafe sexual contact takes place under alcohol influence. Prevention while on holiday abroad is no different from the precautions you take at home. Adequate use of a condom, preferably bought at home, is absolutely essential. Only a water-soluble lubricant should be used, but it only offers a partial guarantee (e.g. KY gel). Vaccination against hepatitis B is advised. Always consult your doctor if you reckon you’re at risk, even when there’s no symptoms.

MALARIA (swamp fever, malaria)

The symptoms include attacks of fever, but can initially be similar to influenza. If adequate treatment is not started in time, an attack may sometimes result in death within a few days.

Malaria is an infectious disease caused by a parasite (called Plasmodium) transmitted by the bite of the Anopheles mosquito. there’s two different types of which Malaria falciparum is the most dangerous and the most widespread. The incubation period – the time between an infecting bite and the appearance of the disease – varies from ten days to two weeks (rarely several months).

Malaria only occurs in those areas in which Anopheles mosquitoes are present : in the tropics and in a large number of subtropical areas. From a height of 1.500 to 2.500 m onwards, depending on temperature and climate, Anopheles mosquitoes are either rare or non-existent.

. Where does malaria occur?

Risk also exists in the suburbs of the big cities in Asia (e.g. in India). In a few of areas the risk varies according to the season.

In most big cities there is little or no risk at all of infection, except in Africa where a real risk exists.

. How can malaria be prevented?

it’s very important for travel health to avoid mosquito bites : the Anopheles mosquito only bites between dusk and dawn, is small and not very makes any noise.

Non containing DEET repellents were less examined; Autan-Active. and Mosegor. are however excellent safe products.

– In the evening wear light-coloured clothing which covers your arms and legs as much as possible. Apply repellent cream with a DEET basis (20 to 50%, for children and pregnant women preferably 20 to 30%) to the uncovered parts of your body. Repeat this every two to six hours (it won’t protect you all night).

If these measures are carried out correctly, the risk of malaria will be reduced by 80 to 90% and travel health is maintained

– Sleep in rooms that leave no access to mosquitoes, (mosquito nets on the sills, electrically-warmed anti-mosquito plates, air-conditioning) or sleep under a mosquito net impregnated with permethrine or deltamethrine hung over the bed with the edges tucked under the mattress.

. The intake of pills as prevention

there is no drug efficient to prevent malaria 100%, which means that often a combination of measures is preferable. Also the drugs used have changed over the years. Moreover, the advantages and disadvantages of drugs should be considered against the risk of malaria infection. These risks are dependent on the visited country, and on the region, the season, the duration of your stay and the kind of trip.

Therefore it’s the doctor who can best decide for each individual which drug to use. This explains why individuals from the same group may end up taking different drugs.

Some people might be troubled by the side effects while taking antimalarial drugs. These are usually mild and are not always a reason to stop taking the pills. Sometimes it may be necessary to alter to another type of medication due to intestinal problems, allergic reactions or other intolerance symptoms.

Finally, as no drug is 100% effective in preventing malaria, it’s important that if an attack of fever occurs in the first three months after your return from the tropics, a malaria infection should be considered as a possibility despite the correct use of the drug prescribed.

However, it’s reassuring to know that malaria, provided it’s recognized in time, is easy to treat without any danger of recurrent attacks. The belief that “once malaria always malaria” is untrue.

Travel Insurance. Also Get A European Health Insurance Card.

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Hands up all those who remember the old E111 medical forms you were supposed to have if you travelled in Europe? I can see all those blank faces!

Well, great news is that it doesn’t matter any more. The E111 form was replaced at the beginning of January 2006 by a new European Health Insurance Card (EHIC).

This EHIC is valid for up to 5 years and entitles you to the same level of medical care in the country you’re travelling in, as would be enjoyed by the residents of that country. The card covers discounted and free medical care including emergency treatment, and applies to all the EEC countries plus Switzerland, Norway, Iceland and Liechtenstein. But be aware that the treatment you’re entitled to might not include all the treatments you get free of charge under the National Health Service here in Britain.

Nevertheless, we believe that it’s wise to carry a EHIC as it could save you time, money and a great deal of hassle if you’re unlucky enough to need medical attention. It can cut through some of the inevitable red tape you’d be faced with if you were relying just on the medical provisions of your travel insurance policy.

You should also be aware that in many areas of Europe, the best medical attention is still reserved for those with private insurance cover. Private insurance bypasses the long queues of local residents waiting patently in inhospitable corridors after all who wants to spend days of their holiday not only ill, but queuing as well!

Another point is that nationalised health care is only available at nationalised hospitals which, in some countries, are hundreds of miles apart. They tend to be located where the local population work and live – not where you enjoy your holidays! Therefore, you may be a long way from the nearest nationalised hospital whereas private medical and dental clinics are to be found in many tourist areas catering primarily for holidaymakers. Their standard is usually good albeit in local terms, they’re expensive.

Whilst we’ve been discussing medical care, don’t forget that private travel insurance covers you for much more than just medical expenses. Most policies will even pay for you to be flown home to the UK if you’re really ill. Holiday cancellation (due to prior illness), holiday curtailment, loss of luggage or individual items are all aspects normally covered by the insurance.

To be as safe as possible, we recommend that all travellers get a European Health Insurance Card and comprehensive travel insurance. After all, you’ve saved up for ages for the holiday and if something goes wrong the last thing you want is to be worried about the financial implications.

As with most insurance, the best travel insurance bargains are to be found on the Internet. Search on your favourite search engine for travel insurance. The brokers usually provide the best value for money as they will have access to a wide range of insurance providers and can pick the best for you. You can try the sites run by the individual insurance companies but they’ll only offer you one option their policy! A broker can offer you a range of solutions.

We say, no matter how you arrange it, get travel insurance and get peace of mind.

Information about the European Health Insurance Card

The European Health Insurance Card is free from any Post Office or by phoning the Department of Health on 0845 606 2030. You can also apply online at the web site run by the Department of Health. The web address is http://www.dh.gov.uk/travellers

click the link to update COVID-19 CORONAVIRUS PANDEMIC save world

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social-distancing-people-keeping-distance-infection-risk-disease

‘I think I have coronavirus’: Symptoms to watch, when to call a doctor, getting tested—and what to expect overall…

As the coronavirus outbreak continues to intensify, people are increasingly taking extra precautions in maintaining health and hygiene. Some schools and employers have responded to the global pandemic by shifting to online learning or asking employees to work from home.

With more than 127,000 COVID-19 cases worldwide (as of Thursday, March 12, 2020), according to data compiled by Johns Hopkins University, one question that still lingers is, “What should I do — and expect — if I think I have COVID-19?”

The short answer is: It depends. Although the disease has led to more than 4,700 deaths, “the most important message is that if you’re young and otherwise relatively healthy, it will most likely be similar to a common cold — or, worst case, the flu,”

If you feel sick and reasonably believe you have COVID-19, here’s a list of frequently asked questions, including symptoms to watch for, when to see a doctor, and getting tested:

What are the main symptoms of COVID-19?

According to the World Health Organization, common signs include fever, coughing, shortness of breath and breathing difficulties. In more severe cases, the infection can cause pneumonia, severe acute respiratory syndrome, kidney failure and death.

Symptoms range from mild to severe and may occur anywhere from two to 14 days after exposure, the Centers for Disease Control and Prevention says.

If you feel sick now, it’s possible you might have the common cold or flu (both have similar symptoms to COVID-19), Dr. Gregory Poland, professor of medicine and infectious diseases at the Mayo Clinic, tells CNBC Make It. The only way to tell if you have COVID-19 is to test for it — although there’s more reason to think you do if you’re in the higher risk group, he says.

Those at high risk include people over 60 who also have serious long-term health conditions, such as diabetes, heart disease or lung disease, Nancy Messonnier, director of CDC’s National Center for Immunization and Respiratory Diseases, said during a press briefing. People who smoke or vape may also have worse outcomes, according to New York City officials.

When should I see a doctor?

The CDC recommends calling your doctor if you develop any of the main symptoms, and have been in close contact with an infected person or recently traveled to an area with widespread of COVID-19.

If you have symptoms of severe illness (i.e., high or very low body temperature, shortness of breath, confusion or feeling you might pass out) and are a high-risk individual, you should seek medical care in an emergency department.

The CDC advises calling ahead before going to a doctor’s office or emergency room. Tell them about your symptoms and recent travels so they can prepare for your arrival. You may be asked to wear a face mask to avoid infecting others.

How do I get tested for COVID-19?

If your doctor thinks a test is appropriate, based on the most recent CDC guidelines, he or she can request a test. However, since the breadth of testing capacity is still unclear, there’s no guarantee you’ll get one right away.

In February, under mounting pressure from state and local officials, the US Food and Drug Administration expanded the types of labs that could run COVID-19 tests, allowing private national labs like Quest Diagnostics and LabCorp to start testing. (As of March 10, 2020, at least 78 state and local health labs in the US have testing capacity, according to Association of Public Health Laboratories.)

Testing involves taking samples from the nose and mouth or, for seriously ill patients, the lungs. Timing for test results will vary depending on the lab. For some, like the Stanford Health Care Clinical Virology Laboratory, results can take anywhere from 12 to 24 hours.

What if I test positive?

For the most part, the CDC suggests:

Staying at home (except to get medical care). Restrict activities outside of home. Avoid public places (i.e., work or school) and public transportation (i.e., trains, buses, ride-sharing services and taxis).

Separating yourself from others in your home. If you live with other people, stay in a separate room and, if possible, use a separate bathroom.

Wearing a face mask. If you can’t wear a face mask (i.e., because it causes trouble breathing), then those who live with you should wear one when they’re in the same room as you.

Washing your hands often. Do this with soap and water for at least 20 seconds. If you don’t have access to soap and water, clean your hands with an alcohol-based hand sanitizer that contains at least 60% alcohol.

When can I go back to work?

If you’re sick, the CDC advises staying home from work until at least 24 hours after your fever — 100 degrees Fahrenheit (37.8 degrees Celsius) or greater — is gone.

Your employer may have a pandemic preparedness plan in place, so make sure you speak with your supervisor about your options. (For more information, here’s the CDC’s Interim Guidance for Businesses and Employers.)

Is there a treatment or vaccine available for COVID-19?

There are no antiviral medications that treat COVID-19 at this time, according to the CDC. However, just like any viral infection, Dr. Kesh says taking certain measures can help:

Getting plenty of rest.

Staying well hydrated.

Taking medication (i.e., acetaminophen, ibuprofen or naproxen) to reduce fever and ease aches and pains. (Make sure you follow directions and keep track of all the ingredients and the doses.)

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There’s more to a gaming laptop besides raw speed. You can pack it with the best graphics card processor (GPU), tons of fast SSD storage to hold your games, a gazillion-core processor, a rock-solid hard drive for secondary storage and the fastest, most colorful display around — and it can still fall short. Those powerful components may overheat at the worst moments or you might just experience some instability. Or perhaps you don’t want to always use an external keyboard, but the built-in version feels like mashed potatoes under your WASD keys. 
And not all games are bottlenecked by dual cores or a last-generation GTX, so it’s not a given that you’ll need to bust your budget, either.
With almost any gaming laptop, no matter how fast or slow, the compromise you make is battery life, which can last as little as two hours. You also can’t play most complex games — GPU- or CPU-intensive ones — on battery power. The processors tend to get throttled back and screens dim, so a laptop that feels nimble when connected turns lead-footed on battery, turning your gaming experience into a battle of frustration.But components do matter. The fastest GPU currently available in a laptop is the Nvidia GeForce RTX 2080, followed by the RTX 2080 Max-Q; the Max-Q versions run at slower frequencies than their full-size siblings — to keep the noise and heat down and to fit into thinner designs. RTX models also accelerate ray-traced rendering and provide intelligent upscaling (DLSS) where it’s explicitly supported. If your favorite games don’t use it, the lower-end GTX 1660Ti incorporates the latest generation of Nvidia’s technology (Turing), without the extra cost burden of the RT cores, though it’s not up to the equal of the last-generation GTX 1080. 
We’re still waiting for the mobile and Max-Q versions of the updated desktop GPUs, the 2060, 2070 and 2080 Super. AMD has released its next-generation laptop GPUs, the Radeon RX 5700M, 5600M and 5500M, but we’ve yet to test them in a Windows system (a custom version of the 5500M is in the latest MacBook Pro 16).
On the CPU side, more cores may help, though at the moment most games still don’t make use of more than four; that’s partly why so many game laptop manufacturers are pivoting their marketing of the high-powered models to creative uses. The head of the mobile CPU pack are currently the eight-core, ninth generation Intel Core i9-9980HK and i9-9980H, since we’re waiting on the 10th-generation versions of Intel’s mobile processors. AMD recently announced its Ryzen 4000 series of mobile CPUs, which we’re also waiting to see in laptops.And then there are the screens. Asus and Acer announced laptops with a 300 Hz refresh rate at IFA 2019, but they’ve yet to materialize. They’re not worth the wait for most of us: 240Hz max should be fine for those few times you can get frame rates above 240fps. Even 144Hz will do for many people, but artifacts like tearing, caused by the screen refresh rate becoming out of sync with the frame rate, depend on your games as much as your hardware.

Razer Blade 15 RTX: World’s Smallest 15.6″ Gaming Laptop (144Hz Full HD Thin Bezel, 8th Gen Intel Core i7-8750H 6 Core, NVIDIA GeForce RTX 2080 Max-Q, 16GB RAM, 512GB SSD, Windows 10, CNC Aluminum)

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Razer Blade 15 RTX: World’s Smallest 15.6″ Gaming Laptop InformationTechnical DetailsBrand RazerItem Height 18 MillimetersItem Width 35.5 CentimetersScreen Size 15.6 InchesItem Weight 2.1 KgProduct Dimensions 23.5 x 35.5 x 1.8 cmBatteries: 1 Lithium Polymer batteries required. (included)Item model number RZ09-02888E92-R3U1Processor Brand Core_i7Processor Type Core i7Processor Speed 4.10 GHzProcessor Count 6RAM Size 16 GBHard Drive Size 512 GBHard Disk Technology SSDGraphics Coprocessor NVIDIA GeForce RTX 2080Graphics Card Interface PCI-EOperating System Windows 10Lithium Battery Energy Content 80 Watt HoursLithium battery Weight 8 GramsNumber of Lithium Ion Cells 4
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Acer Predator Helios 500 PH517-51-98Y7 Gaming Laptop, Intel Core i9-8950HK, GeForce GTX 1070 Overclockable Graphics, 17.3″ Full HD 144Hz G-Sync Display, 16GB DDR4, 512GB PCIe NVMe SSD, 2TB HDD

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Acer Predator Helios 500 PH517-51-98Y7 Gaming Laptop InformationStyle: Laptop OnlyTechnical DetailsBrand AcerSeries Acer Predator SeriesColour BlackItem Height 39 MillimetersItem Width 42.8 CentimetersScreen Size 17.3 InchesMaximum Display Resolution 1920 x 1080 PixelsItem Weight 4 KgProduct Dimensions 29.8 x 42.8 x 3.9 cmBatteries: 1 Lithium ion batteries required. (included)Item model number PH517-51-98Y7Processor Brand IntelProcessor Speed 4.8 GHzProcessor Count 6RAM Size 16 GBMemory Technology DDR4Computer Memory Type DDR4 SDRAMMaximum Memory Supported 64 GBHard Drive Size 2000 GBHard Disk Technology Hybrid Drive, SATAHard Drive Interface Serial ATAGraphics Coprocessor NVIDIA GeForce GTX 1070Graphics Chipset Brand NVIDIAGraphics Card Description DedicatedGraphics RAM Type GDDR5Graphics Card Ram Size 8 GBGraphics Card Interface IntegratedWireless Type 802.11acNumber of HDMI Ports 1Wattage 330 WattsOptical Drive Type NoneOperating System Windows 10 HomeLithium Battery Energy Content 48 Watt HoursLithium battery Weight 50 GramsNumber of Lithium Ion Cells 4Number of Lithium Metal Cells 4Included Components Laptop, AC Adapter, Power Cord
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ASUS ROG Zephyrus S GX701 17.3″ FHD 240Hz Gaming Laptop RTX 2080 Max-Q 8GB Graphics (Core i7-9750H 9th Gen/32GB RAM/1TB NVMe SSD/Windows 10/Black Metal/2.60 kg), GX701GXR-H6086T

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Processor: 9th Gen Intel Core i7-9750H Processor base speed 2.6GHz (12M Cache, up to 4.5GHz, 6 Cores)Memory & Storage: 32GB DDR4 2666MHz Dual Channel RAM with | Storage: PCIe NVMe 1TB M.2 SSD (Hyper Drive)Graphics: NVIDIA GeForce RTX 2080 with Max-Q Design GDDR6 8GB VRAMDisplay: 17.3-inch Full HD (1920×1080) Anti-glare IPS-level panel, Refresh Rate 240Hz, 3ms, 100% sRGB, Optimus, G-SYNC, Pantone Validated | 81% screen-to-body ratio.Operating System: Pre-loaded Windows 10 Home with lifetime validityDesign & battery: 18.7mm thin | 6.9mm super narrow bezels | Magnesium-alloy Body | Laptop weight 2.60kg | Lithium battery 4-CellEnjoy new levels of gaming realism real-time Ray Tracing(RTX), Deep Learning Super Sampling(DLSS) and Nvidia Adaptive shading(NAS) with NVIDIA GeForce RTX graphicsCooling System: Anti-Dust Self-Cleaning Fans | 12V Fans 83 Blades Each | 250 Fins Quad Heatsinks | 5 Pipes CPU/GPU/VRM.Keyboard: Per-Key RGB Lighting | N-KEY ROLLOVER | 1.4mm travel distance | AURA SYNC | hot keys :Ten-key function / ROG armoury crate10 Audio: 2 x 2.5W speaker with Smart AMP technology | Array MicrophonePorts and CD drive: 1 x USB3.1 Gen2 Type-C with DisplayPort 1.4 and Power Delivery | 1 x USB3.1 Gen1 Type-C | 1x USB3.1 Gen2 Type-A | 2x USB3.1 Gen1 Type-A | 1 x HDMI 2.0b | 1 x 3.5mm headphone and microphone combo jack | 1x Kensington lock | Without CD-DriveOther: ROG GC21 External Camera (1080p@60FPS) | Touchpad with Exclusive Dual-function Number Pad |Meets MIL-STD-810G standards | Armoury Crate | Intel 802.11ac (2×2) Gigabit Wi-Fi.Warranty: This genuine Asus laptop comes with 1-year Global Warranty and Onsite Domestic Warranty. For more details, see warranty section.Accessories Include: FHD 1080P@60FPS External Camera|Gaming Mouse GLADIUS II | Gaming Headset Cerberus | 17″ ROG Laptop Backpack | Power Adapter.
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Acer Aspire 5 Slim A515-54G 15.6-inch FHD Thin and Light Notebook(Intel Core i5-8265U Whisky Lake Processor/8GB Ram/2TB HDD + 512 SSD/Win10/2 GB MX250 Graphics), Pure Silver

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Product informationStyle: A515-54G, Pure SilverTechnical DetailsBrand AcerModel A515-54GModel Name Aspire 5 SlimModel Year 2019Item Weight 1.8 KgProduct Dimensions 25.1 x 36.3 x 1.8 cmBatteries: 1 Lithium ion batteries required. (included)Item model number A515-54GRAM Size 8 GBMemory Storage Capacity 2 TBFlash Memory Installed Size 512.0Ram Memory Installed Size 8 GBRam Memory Maximum Size 20 GBRam Memory Technology DDR4Hard Drive Size 2 TBHard Disk Rotational Speed 5400 RPMHard Disk Technology Hybrid DriveOperating System Windows 10 HomeProcessor Brand IntelProcessor Speed 3.9 GHzProcessor Type Core i5Graphics Card Ram Size 2 GBGraphics RAM Type VRAMGraphics Coprocessor NVIDIA GeForce MX250 2GB GDDR5 VRAMIncluded Components Laptop, Battery, AC Adapter, User Guide, ManualsSupported Software AcerTrueHarmony + AcerPurifiedVoiceDisplay Technology LCDScreen Size 15.6 InchesDisplay Type LED-BacklitDisplay Resolution Maximum 1920 x 1080 (Full HD)Voltage 220Battery Average Life 9.5 HoursBatteries Included YesBatteries Required YesBattery Cell Composition Lithium IonWireless Type 802.11a/b/g/n/acConnector Type WirelessForm Factor NotebookDevice Type Notebook
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Dell Alienware M15 R2 15.6-inch FHD Laptop (9th Gen Core i9-9980HK/16GB/1TB SSD/Windows 10 + MS Office/8GB NVIDIA 2080 Graphics), Lunar Light

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2.4GHz Intel Core i9-9980HK 9th Gen processor16GB DDR4 RAM5400rpm hard drive15.6-inch screen, NVIDIA 2080 8GB GraphicsWindows 10 Home operating system10 hours battery life, 2.16kg laptopProcessor detail15.6 inch, Windows 10 Home1 year manufacturer warranty
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Food delivery during the coronavirus outbreak: Follow these 3 rules to stay safe…

Keep yourself and your food or grocery delivery driver healthy and germ-free with these tips.

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If you’re staying home more often as a result of the coronavirus outbreak, you might be wondering: Can I still order food or grocery delivery? And is it safe?

The answer, for now, is yes: Food and grocery delivery services such as DoorDash, Postmates, Grubhub, Uber Eats and Instacart are still up and running.

There is currently no evidence that COVID-19 can be transmitted through food or food packaging, according to the CDC and the FDA, though germs are known to live on surfaces up to nine days. The bigger potential issue is transmitting the new coronavirus from delivery person to customer, or vice versa, through coughing, vaporized air particles or other direct contact.

In response, many food delivery services are moving to contactless drop-offs, or encouraging customers to take advantage of drop-off instructions to minimize the chance of spreading the virus. Earlier in March, food delivery service Postmates introduced a feature called Dropoff Options, giving customers the ability to choose to either meet their delivery driver at the door, curbside, or go non-contact and have deliveries left at the door. Grocery delivery service Instacart launched a Leave at My Door Delivery option across the US.

Here are three tips for safely ordering food or grocery delivery, if you are sick, quarantined, or just staying in to try and stay healthy.

Leave delivery instructions
Whenever you order take-out or groceries online, you’ll see an empty field titled “delivery instructions.” Normally, you might use this to provide a gate code, but now, you can ask drivers to drop off food at the door, or send a photo of where the food should be left. Customers can often also contact their driver directly through the apps to make any delivery arrangements, as soon as the driver accepts the order.

You can keep up to date on what your preferred delivery app or service is doing to mitigate infection on their websites. For example, DoorDash is distributing hand sanitizer and gloves to drivers, and is working with restaurants to share some best practices for handling food at this time, like taping over ends of straws, a spokesperson said.

Grubhub provided drivers and restaurants with the CDC’s recommendations for best hygiene and appropriate precautions for interacting with others, a spokesperson told CNET. Uber Eats is also giving drivers car disinfectant, prioritizing “cities with the greatest need,” according to its website.

Immediately wash your hands
To play it safe, wash your hands for at least 20 seconds, and avoid touching your face after bringing your food or grocery delivery inside.

Restaurants and other food services are highly regulated by health officials, and have had protocols in place for years to avoid spreading influenza, norovirus, hepatitis A and other viruses.

“There is no evidence for COVID-19 being transmitted through food,” Leana Wen, an emergency physician and public health professor at George Washington University, as well as the former Baltimore Health Commissioner, told CNET. “However, the virus can live on instruments that people touch, including takeout containers and utensils. Therefore, people should wash our hands after we touch these items and before we eat or touch our faces.”

There are no rules in terms of how to remove food from takeout containers, but you’d probably be safest putting it on your own plate or container, throwing out the takeout container and washing your hands before eating.

Like other viruses, coronavirus can also survive on surfaces or objects, so it’s important to keep those clean. Recycle the bags that the food comes in, and disinfect your tables and counters before and after you eat.

You should also follow normal food safety procedures from the CDC, like refrigerating leftovers within two hours. It’s also best not to share utensils or cups with your fellow diners.

Overtip your driver. It’s the right thing to do
Food delivery drivers are typically either paid by the job (on gig platforms like DoorDash) or by the hour (at other restaurants). They don’t have a work from home option if they want to earn money.

CNET’s Dale Smith recommends tipping food delivery drivers 20% or more during special circumstances like these. The safest way to tip your driver is through a food delivery app. If you tip with cash, make sure to wash your hands after you touch any bills. And if you have to sign a receipt to add a tip via credit card, use your own pen and again, wash those hands afterward.

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Excellent Message for all…


Birth: Given by others
Name: Given by others
Education: Given by others
Income: Given by others
Respect: Given by others
First & Last Bath: Will be given by others
After Death Your
Property & Belongings: Will be taken by others
Funeral Service: Will be done by others
Still I wonder why we have the unnecessary ego problems in life.
Let us all simplify our life & Love & Live with others peacefully.

“Live for yourself, you will live in vain. Live for others, you will live again.”
Only a life lived for others is a life worthwhile.
Live for yourself and you will live in vain; Live for others, and you will live again.
Those who bring sunshine into the lives of others cannot keep it from themselves.
There is a magnet in your heart that will attract true friends. That magnet is unselfishness, thinking of others first; when you learn to live for others, they will live for you.
And so, I have to live. Because we live for more than just ourselves, most of the time we live for others, keep putting one foot before the other, left and right, left and right, so that walking becomes a habit, just like breathing. Ina n out, left and right.
For to be free is not merely to cast off one’s chains, but to live in a way that respects and enhances the freedom of others.
Life becomes harder for us when we live for others, but it also becomes richer and happier.
I don’t know what your destiny will be, but one thing I know: the only ones among you who will be really happy are those who will have sought and found how to serve.
A great many people (not you) do now seem to think that the mere state of being worried is in itself meritorious. I don’t think it is. We must, if it so happens, give our lives for others: but even while we’re doing it, I think we’re meant to enjoy Our Lord and, in Him, our friends, our food, our sleep, our jokes, and the birds’ song and the frosty sunrise.
Live simply so others may simply live.
Youth ends when egotism does; maturity begins when one lives for others.
He was right in saying that the only certain happiness in life is to live for others.
To laugh often and love much; to win the respect of intelligent persons and the affection of children; to earn the approbation of honest critics and endure the betrayal of false friends; to appreciate beauty.
One of the secrets in life is that we really lead a better life when we’re living for others than we do when we’re living for ourselves, and I think that’s the way for our creator intended for it to be, is that if we can live for other people, we really leave this world in a different way.
Learning to live for others isn’t something that just comes naturally to anybody. You have to train yourself to do it.
They only live, who live for others, the rest are more dead than alive.
We travel, some of us forever, to seek other states, other lives, other souls.
Forget yourself and live for others, for It is more blessed to give than to receive.
We can choose to use our lives for others to bring about a better and more just world for our children. People who make that choice will know hardship and sacrifice. But if you give yourself totally to the non-violence struggle for peace and justice you also find that people give you their hearts and you will never go hungry and never be alone. And in giving of yourself you will discover a whole new life full of meaning and love.
The way not to lead a monotonous life is to live for others.
Our society is filled with runaways, dropouts, and quitters. The epidemic of walking away has hit our land with effects as devastating as the bubonic plague, and it has destroyed millions of effective lives and relationships. We are so self-centered that we have ceased to lay down our lives for others. We have seen others faint or walk away and we have followed in their weakness. We have fainted when we could have persevered by exchanging our strength for His! With His strength, not only could we have kept on walking, we could have run!
God wants you to live for others and to live that presence well.
I don’t believe in religion. I believe the example of Christ. I believe in the example of a perfect human being that if you can live for other people away from yourself you will be happy. If you live for yourself you will be unhappy and then you will not be able to sleep or do anything else… finally. I think insofar, and I really believe this, insofar as people do live with the other fellow [God] in mind, they have to be happy you know? Because it raises you up.
If I live for self, I can only live for one; if I live for others, I can live for 3,000,000,000.
They alone live, who live for others.
She’s the sort of woman who lives for others – you can tell the others by their hunted expression.
I feel very lucky because of my parents and then my education, the opportunities that I’ve had, so I would like to continue working to improve lives for others.
The man who lives for himself is a failure; the man who lives for others has achieved true success.
The man who attempts to live for others is a dependent. He is a parasite in motive and makes parasites of those he serves.
All women are brought up from the very earliest years in the belief that their ideal of character is the very opposite to that of men; not self-will, and government by self-control, but submission and yielding to the control of others. All the moralities tell them that it is their nature to live for others; to make complete abnegation of themselves, and to have no life but in their affections.
Namely, if I am challenging the base of all these institutions, I’m challenging the moral code of altruism. The precept that man’s moral duty is to live for others. That man must sacrifice himself to others. Which is the present-day morality.
The man who lives for himself is a failure. Even if he gains much wealth, position or fortune, he is still a failure. The man who lives for others has achieved true success. A rich man who consecrates his wealth and his position to the good of humanity is a success.
By trying to live Christmas 12 months a year, we CAN make this world a better place to live – for others and for ourselves.
When you learn to live for others, they will live for you.
When you live for others’ opinions, you are dead.
They who will live for others shall have great troubles, but they shall seem to them small. Those who will live for themselves shall have small troubles, but they shall seem to them great.

Excellent Message for all…


Birth: Given by others
Name: Given by others
Education: Given by others
Income: Given by others
Respect: Given by others
First & Last Bath: Will be given by others
After Death Your
Property & Belongings: Will be taken by others
Funeral Service: Will be done by others
Still I wonder why we have the unnecessary ego problems in life.
Let us all simplify our life & Love & Live with others peacefully.

Student Travel Insurance…

about Student Travel Insurance
The world is a small place these days and a lot of students from all over the world travel to different countries in order to pursue their higher education for specific courses. student travel insurance plans are designed specifically with the students were people traveling to foreign countries for their educational purposes. The prime aspects that are covered in this type of insurance policy into financial compensation in case there is an interruption during the studies, protection to the sponsors, etc. People can use the student travel insurance with the word travel insurance plans but it is important to understand additional coverages that are being offered in the student travel insurance plans. Student travel journey especially in case of emergency medical expenses write from providing coverage for the hospitalization expenses to making the payments of the tuition fees that are paid in advance this plan covers it all. Increase of a critical or terminal illness this plan also sponsors the travel tickets of one of the family members of the insured person when he or she is hospitalized for over 8 days. In addition to the medical expenses, student travel insurance also provides coverage in case the insured person faces a loss of their documents such as a passport or the travel baggage. It is important to know that student travel insurance is only available between the age group of 16 to 35 years. If you are planning to travel abroad for studies, we advised that you definitely take a student travel insurance plan to keep yourself covered and protected from any unfortunate events. Having travel insurance that is tailor-made especially for students makes it easier for those looking to travel safely. Student travel insurance allows you to remain protected abroad. Travelling as a student is an exciting experience – you get to explore new places at a young age, meet and interact with new and interesting people and also learn a thing or two about yourself. However, students also need to be aware of their budget – most of which is limited. Visiting a new country can sometimes not go as planned, and having insurance is one sure-shot way to ensure that you’re covered in case of any accident, mishap or unforeseeable circumstances.
In such cases, having travel insurance that is tailor-made especially for students makes it easier for those looking to travel safely. A student travel insurance India allows you to remain protected abroad.
Studying abroad means that you’ve to acclimatize yourself to a new culture and country, while also ensuring that you prepare for their kind of food. Chances of falling ill during the first few months are higher and require you to stay safe. It is during this time that student insurance will come in handy and ensure you’re protected against any medical expenses that could pop up.
How do I get myself a Student Travel Insurance?
One good way to go about getting yourself insurance is by getting the Student Explore offer which is available on our website. It allows you to choose from a myriad of plans which make it easier for you to choose from. This way, you remain protected against any sudden mishap as the plan covers a range of illnesses and diseases.
The travel insurance for student’s plan is planned in such a way that you enjoy some new-age benefits. You will be able to get a catalogue of services that will make your stay abroad much safer. The premiums for these services are low enough to be affordable by students. Check: International Travel Insurance
Key Benefits of Student Travel Insurance Plan
With Student Explore, you can cover all the major aspects of the plan, including the likes of in-patient care, medical expenses and so much more. It becomes easier for you to choose a plan that suits your needs and benefits.
Here are some of the main features and benefits of the Student Explore plan:
You can enjoy a long and comprehensive list of the travel, medical and non-medical expenses that are present in our catalogue
You can also choose optional covers for your mandatory university requirements. This makes it simpler to understand the various offerings and then take a call post that
The coverage tenure is need-based and extends anywhere from 1 month to 3 years.
The Student Explore package also allows you to choose your very own geographical scope of coverage
There are also many other features that come along with it, including sponsor protection, bail bond, laptop/tablet and accidental benefits just to name a few
There is no pre-policy checkup that is needed for those looking to go through with the purchase
The package is available at a low and affordable cost, perfect for those who are going to study in international universities

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Best Travel Insurance for Parents Visiting Dubai…

TRAVEL INSURANCE
Why Choose Travel Insurance for Parents Visiting Dubai?
With several Indians living in Dubai, many Indian parents are now traveling to Dubai to meet their families. However, traveling alone to Dubai can be perilous for them. Also, some of them might not be able to adapt to the weather conditions of a foreign country. The medical costs in Dubai are higher as compared to other countries. Even a doctor visit without insurance coverage can cause an impact on you and your parent’s savings. Therefore, it is always suggested to opt for travel insurance before their trip to secure them against any adversity in case of personal accident and illness.
It is advised to get Dubai travel insurance for your parents visiting from India that cover comprehensive coverage for medical care, pre-existing condition, and medical evacuation.
Get their Physical Check-up Done Before the Trip: If your parents are not suffering from any ailment it is a good idea to get a check-up done and consult a doctor before traveling to Dubai. This can help you discover if they have any medical condition and a recommendation can help you prepare the trip better. If you are parents who are traveling for longer duration makes sure you get their medical checkup done.
Insurance plan with medical tests provides better coverage and fewer claim disputes.
Keep the Travel Documents Handy: Parents traveling to Dubai should carry important documents such as passport, emergency contacts, and visas. Having travel insurance can help you in case of any such emergency.
Insurance for Parents with Pre-existing Conditions: These days medical conditions such as diabetes and hypertension are common among elderly parents. Therefore, it gets important to buy a plan that provides pre-existing coverage. Some of the insurance plans provide limited coverage in case of severe conditions. It is advisable to buy travel insurance online for parents visiting Dubai as the medical costs are very high.
Maintain First-aid: Travelers should always keep important medicines handy so that no time is wasted looking for them whenever they are needed. Also, it is advised to keep plenty of medicines so that you can make it through the flight, in case of any delay.
Carry Healthy Snacks While Traveling: It is advised not to stay hungry when traveling overseas. Carry some healthy snacks such as nuts, fruits, and energy bars, and keep them handy while traveling. Try to avoid snacks that do not leak and can be kept in your handbag.
Final Thoughts
Getting international travel insurance acts as a financial cushion in case any mishap occurs such as
accident, loss of checked-in baggage and illness. As parents grow with age, they become vulnerable to various health-related risks; hence, buying travel insurance is highly recommended.
Religare Health Insurance is a leading insurance company that provides various comprehensive plans against loss of baggage and provides financial compensation against medical treatments.
Your parents have taken your care throughout, now it is your turn to take care of them. Opting for international travel Insurance will ensure their comfort while traveling to any part of the world.

Mediclaim insurance
How to Cure a Heart Block?
What is Heart Block?
Heart block is a condition in which the rhythm or rate of the heart is affected. This means that the pattern of the heartbeat and the number of times it beats varies irregularly with time.
Causes
During every heartbeat, an electrical impulse runs from the upper to the lower chambers. This impulse signal the heart to contract and pumps blood to the rest of the body. A delay, disruption, of obstruction of the pathway for these electrical signals, can cause this irregular heartbeat.
Some people suffer from heart block since birth. This disorder is known as congenital heart block and typically arises due to autoimmune diseases such as lupus or a birth defect.
For others, it develops later in life due to numerous reasons. These include:
Surgery that affects the electrical system of the heart
Gene modifications
Diseases and muscle disorders
Clogged arteries, inflammation of the heart muscle, or heart failure
Types of Heart Block
There are three types of heart block based on severity:
First Degree Heart Block:
This disorder involves some minor heartbeat disruptions and missed beats. It generally does not require treatment and is the least serious type of heart block. In most cases, it is not even noticed by the person suffering from the disorder.
Second Degree Heart Block:
Here, certain signals don’t reach the right places. Typically the heart beats slower than usual and there will be some dropped beats. This heart block is more severe and is quite noticeable. It will affect the day-to-day life of an individual and will require treatment.
Third Degree Heart Block:
Also known as a complete heart block, no electrical messages get through. The rhythm of the heartbeat is very low, and in some extreme cases may even stop completely. This type of heart block may be fatal and will require immediate treatment.
Heart Block Treatment
Depending on the severity, various heart block treatments are available:
Medication
Numerous anti-arrhythmic drugs are available, that can modify the electrical signals of the heart, ensuring regulation of the heartbeat. Typically, the patient is kept under observation while testing the medication for a period of two days. Then, they are taken back to the laboratory for a follow-up electrophysiology study. The goal of this test is to find the drug that worked best for that particular individual.
Pacemaker and Implantable Devices
These devices are implanted beneath the skin, usually below the collarbone. They are connected to a wire or wires that are connected to the heart through a vein. The device gives a tiny electrical impulse that stimulates the heart to beat whenever necessary. These devices work on demand whenever they sense a slow heart rhythm.
Implantable Cardioverter Defibrillator
This is a device for individuals who are prone to severe rapid heart rhythms that are life-threatening. Similar to a pacemaker, it is also inserted underneath the skin below the collarbone but is a little bigger. A wire is positioned inside the heart through a vein, and it performs the exact opposite action of a pacemaker. It provides an electrical impulse when the heart rate is too fast. In some cases, it can also increase the heart rate when it is deemed to be too slow.
Catheter Ablation
In this treatment for heart block, a tiny metal-tipped wire is inserted into the heart through an artery or vein in the leg to stop abnormal electrical impulses in the heart tissue. This technique allows patients to leave the hospital in just a single day, which is a fraction of the time it would take to recover from open-heart surgery. This is typically only used for patients who do not respond well to medications or those who cannot take them.
Changes to Lifestyle
Certain types of heart blocks occur due to artery blockages and heart failure. In such cases, simple changes to lifestyle can ensure heart block treatment without surgery. Daily exercise, for at least 30 minutes, and a balanced diet can do wonders for heart health. In addition to this, avoiding alcohol consumption and smoking can significantly improve heart function and health. On sustaining this lifestyle for a period of several months, clogged arteries and coronary heart disease risk are considerably lower, and it may even completely eliminate heart block in certain individuals.
Religare Health Insurance offers comprehensive insurance policies for heart-related disorders. Care Heart insurance plan is targeted for individuals already suffering from pre-existing heart issues, and Heart Mediclaim is an indemnity-based policy that provides cover against 16 different heart illnesses. A healthy lifestyle will also see benefits in other spheres of life and is something that every individual must strive for. Insurance must only act as a fallback in the case of an unexpected complication.

Health Insurance
Life is about experiencing every good bit of it throughout one’s lifetime; be it a walk in the park with your parents or building memories of playing with your little one. At Religare Health Insurance, we understand that these experiences can be truly rejoiced when one lives a healthy life without having to worry about any unforeseen medical issues.

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